eHealth “MedSup” Price Index Shows Medicare Consumers Can Save 20% on Medicare Supplement Plans by Comparing Their Options

Survey of 169 Medicare Supplement Plan F offerings across 47 states
and D.C. shows average Medicare Supplement Plan F premium is $162 for
Women and $173 for Men at age 65

MOUNTAIN VIEW, Calif.–(BUSINESS WIRE)–A 65-year-old person enrolling in a Medicare Supplement F plan could
save an average of twenty percent (20%) on their monthly premiums by
comparing their options at eHealthMedicare.com and enrolling in the
lowest cost plan, according to a new report published today by eHealth,
Inc. (NASDAQ: EHTH – eHealthMedicare.com),
the nation’s first and largest private online health insurance exchange.

“If you want to find a Medicare insurance plan for your needs and
budget, you should compare your choices from the broadest selection
possible,” said eHealth CEO Scott Flanders. “What our analysis makes
clear is that when people have options in a competitive market, they can
save money when they comparison shop.”

Of the 10 types of Medicare Supplement plans available nationwide, 40%¹
of those enrolled in a Medicare Supplement plan are enrolled in Plan F,
which makes it the most popular plan by more than a three-to-one margin.
By comparison, only 13% of those enrolled in a Medicare Supplement plan
are enrolled in Plan C¹.

eHealth compared the monthly premiums for non-smoking men and
non-smoking women who enrolled in a Medicare Supplement (MedSup) Plan F
plan at age 65, age 67, and age 72 across 47 states and the District of
Columbia.

Highlights from eHealth’s analysis of Medicare Supplement plan premiums
for plans offered on its websites include:

• A person could save over 20% on average by reviewing all their Plan
  F options and choosing the one with the lowest premium: On a
  state-by-state basis, Medicare Supplement Plan F premiums vary by as
  much as 50% in states like Arizona to as little as 2% or 3% in states
  like Rhode Island and South Dakota, respectively.
• On average, the difference in premium between the highest priced and
  lowest priced Medicare Supplement Plan F plan available on
  eHealthMedicare.com was 21.2% at the state level.
• Women pay 5% less than men: The average quoted Plan F premium
  for a female non-smoker at age 65 was $162 per month versus $173 per
  month for men.
• New Mexico has the lowest average premium: eHealth offers Plan
  F plans from three different insurers in New Mexico. The combined
  average price of those three options was $130 per month for a male age
  65 and $116 per month for women age 65.
• New York has the highest average rate: eHealth offers Plan F
  plans from three different insurers in New York. The combined average
  price of those three options was $281 per month for a male or female
  aged 65.
• Between age 65 and age 67, Medicare Supplement Plan F premiums
  increase 5.6% on average: For men and women, the average quoted
  rate for a 67-year-old was more than 5% higher than the average quoted
  rate for a 65-year-old.
• Between age 67 and age 72, Medicare Supplement Plan F premiums
  increase more than 15% on average: For men and women, the average
  quoted rate for a 72-year-old was more than 15% higher than the
  average quoted rate for a 67-year-old.

State-specific premium data

The following figures represent the average quoted premiums for Medicare
Supplement Plan F plans available on eHealthMedicare.com for male and
female non-smokers at ages 65, 67, and 72. Today on eHealth, 25
different insurance companies offer a total of more than 169 Medicare
Supplement F plans across 47 states and the District of Columbia. On
average, eHealth offers Medicare Supplement F plans from three or more
insurance companies in each of the states it serves.

				Male Age 65				Female Age 65				Male Age 67				Female Age 67				Male Age 72				Female Age 72
AK				$137.30				$128.21				$146.08				$136.52				$174.64				$162.90
AL				$149.93				$141.79				$161.44				$152.70				$193.87				$183.06
AR				$172.69				$172.69				$172.69				$172.69				$172.69				$172.69
AZ				$177.07				$164.77				$188.38				$175.43				$218.27				$203.51
CA				$165.57				$165.57				$178.19				$178.19				$219.60				$219.60
CO				$161.97				$149.49				$173.79				$160.31				$210.69				$193.83
CT				$252.10				$252.10				$252.10				$252.10				$252.10				$252.10
DC				$214.88				$206.29				$231.58				$220.86				$262.80				$244.19
DE				$187.09				$163.98				$195.59				$171.37				$233.28				$203.94
FL				$255.75				$223.14				$268.46				$234.02				$304.59				$265.13
GA				$178.87				$168.58				$190.20				$178.57				$215.79				$200.03
HI				$155.70				$155.31				$168.22				$166.21				$204.19				$194.20
IA				$140.96				$126.02				$148.04				$132.18				$176.91				$156.73
ID				$179.57				$179.57				$180.44				$180.44				$205.83				$205.83
IL				$153.45				$145.49				$165.16				$156.70				$200.02				$189.53
IN				$156.28				$146.31				$170.33				$159.42				$206.32				$192.96
KS				$154.98				$146.48				$165.47				$156.49				$197.96				$186.72
KY				$157.21				$143.46				$168.07				$153.33				$202.20				$183.67
LA				$181.17				$165.81				$194.02				$177.48				$233.64				$212.69
MD				$249.76				$236.83				$254.38				$241.02				$298.36				$272.73
ME				$211.36				$211.36				$211.36				$211.36				$211.36				$211.36
MI				$171.64				$164.30				$185.24				$177.28				$225.56				$215.12
MO				$196.18				$181.44				$211.68				$195.79				$238.75				$220.42
MS				$150.99				$136.69				$159.03				$143.68				$190.28				$169.99
MT				$131.32				$131.32				$137.64				$137.64				$163.92				$163.92
NC				$147.56				$139.56				$158.15				$149.64				$190.81				$180.14
ND				$155.60				$137.43				$162.99				$143.86				$194.66				$171.04
NE				$147.61				$134.18				$158.06				$143.69				$190.35				$172.56
NH				$206.09				$179.90				$216.40				$188.81				$245.70				$214.10
NJ				$173.22				$173.20				$188.04				$187.96				$225.26				$224.88
NM				$130.39				$115.90				$136.72				$121.41				$163.27				$144.09
NV				$189.31				$171.16				$201.15				$181.76				$244.25				$220.18
NY				$281.46				$281.46				$281.46				$281.46				$281.46				$281.46
OH				$152.14				$141.81				$165.33				$154.14				$202.86				$188.97
OK				$145.77				$130.74				$153.28				$137.30				$182.97				$162.59
OR				$138.33				$138.28				$150.03				$149.79				$179.86				$178.74
PA				$167.11				$152.29				$176.64				$161.15				$210.89				$192.31
RI				$174.02				$152.46				$181.99				$159.40				$217.13				$189.81
SC				$157.02				$142.09				$166.74				$150.81				$202.56				$182.65
SD				$147.50				$130.90				$154.69				$137.15				$184.86				$162.94
TN				$168.91				$151.25				$171.58				$153.57				$188.07				$167.21
TX				$162.08				$154.67				$175.76				$167.89				$211.24				$201.55
UT				$148.08				$130.37				$155.01				$136.40				$185.05				$162.27
VA				$147.37				$134.78				$160.16				$146.46				$193.79				$176.47
VT				$206.75				$206.75				$206.75				$206.75				$206.75				$206.75
WA				$203.05				$203.05				$203.05				$203.05				$203.05				$203.05
WV				$149.91				$132.79				$157.10				$139.05				$187.58				$165.16
WY				$138.50				$130.63				$147.71				$139.34				$176.69				$165.94
Average				$172.53				$161.93				$181.38				$170.05				$210.06				$195.66

Detailed state-specific premium data

The following table shows the highest quoted rate for a Medicare
Supplement Plan F plan and lowest quoted rate for a Medicare Supplement
Plan F plan in each state on eHealthMedicare.com. The prices listed are
for the Medicare Supplement Plan F plans available to male and female
non-smokers at age 65 on eHealthMedicare.com*.

Age 65 Non-Smoker				Male				Female
State				AK
Lowest Quoted Rate				$127.92				$126.94
Highest Quoted Rate				$165.00				$165.00
Difference				$37.08				$38.06
Percent Difference				22%				23%
State				AL
Lowest Quoted Rate				$129.90				$129.90
Highest Quoted Rate				$178.08				$177.33
Difference				$48.18				$47.43
Percent Difference				27%				27%
State				AR
Lowest Quoted Rate				$167.17				$167.17
Highest Quoted Rate				$199.34				$199.34
Difference				$32.17				$32.17
Percent Difference				16%				16%
State				AZ
Lowest Quoted Rate				$142.67				$142.67
Highest Quoted Rate				$294.69				$283.43
Difference				$152.02				$140.76
Percent Difference				52%				50%
State				CA
Lowest Quoted Rate				$156.79				$156.79
Highest Quoted Rate				$179.08				$179.08
Difference				$22.29				$22.29
Percent Difference				12%				12%
State				CO
Lowest Quoted Rate				$137.50				$137.50
Highest Quoted Rate				$185.92				$175.16
Difference				$48.42				$37.66
Percent Difference				26%				22%
State				CT
Lowest Quoted Rate				$234.50				$234.50
Highest Quoted Rate				$311.75				$311.75
Difference				$77.24				$77.24
Percent Difference				25%				25%
State				DC
Lowest Quoted Rate				$146.53				$146.16
Highest Quoted Rate				$237.67				$226.33
Difference				$91.14				$80.17
Percent Difference				38%				35%
State				DE
Lowest Quoted Rate				$177.01				$163.21
Highest Quoted Rate				$187.70				$176.57
Difference				$10.69				$13.35
Percent Difference				6%				8%
State				FL
Lowest Quoted Rate				$239.77				$223.01
Highest Quoted Rate				$256.46				$225.97
Difference				$16.69				$2.96
Percent Difference				7%				1%
State				GA
Lowest Quoted Rate				$165.88				$158.27
Highest Quoted Rate				$210.28				$202.28
Difference				$44.40				$44.00
Percent Difference				21%				22%
State				IA
Lowest Quoted Rate				$134.97				$139.08
Highest Quoted Rate				$173.59				$173.16
Difference				$38.62				$34.08
Percent Difference				22%				20%
State				ID
Lowest Quoted Rate				$178.44				$178.44
Highest Quoted Rate				$199.00				$199.00
Difference				$20.56				$20.56
Percent Difference				10%				10%
State				LA
Lowest Quoted Rate				$141.46				$133.74
Highest Quoted Rate				$186.08				$185.62
Difference				$44.62				$51.88
Percent Difference				24%				28%
State				IN
Lowest Quoted Rate				$141.87				$126.22
Highest Quoted Rate				$172.55				$167.26
Difference				$30.68				$41.05
Percent Difference				18%				25%
State				KS
Lowest Quoted Rate				$147.67				$138.08
Highest Quoted Rate				$197.24				$196.74
Difference				$49.57				$58.66
Percent Difference				25%				30%
State				KY
Lowest Quoted Rate				$153.55				$133.52
Highest Quoted Rate				$173.77				$173.32
Difference				$20.22				$39.80
Percent Difference				12%				23%
State				LA
Lowest Quoted Rate				$169.63				$147.51
Highest Quoted Rate				$192.12				$191.65
Difference				$22.49				$44.14
Percent Difference				12%				23%
State				MD
Lowest Quoted Rate				$179.46				$173.00
Highest Quoted Rate				$276.00				$268.00
Difference				$96.54				$95.00
Percent Difference				35%				35%
State				ME
Lowest Quoted Rate				$195.30				$195.30
Highest Quoted Rate				$245.39				$245.39
Difference				$50.08				$50.08
Percent Difference				20%				20%
State				MI
Lowest Quoted Rate				$147.52				$147.52
Highest Quoted Rate				$200.60				$200.12
Difference				$53.08				$52.60
Percent Difference				26%				26%
State				MO
Lowest Quoted Rate				$182.00				$174.45
Highest Quoted Rate				$212.35				$204.26
Difference				$30.35				$29.81
Percent Difference				14%				15%
State				MS
Lowest Quoted Rate				$141.85				$123.35
Highest Quoted Rate				$181.14				$180.69
Difference				$39.28				$57.33
Percent Difference				22%				32%
State				MT
Lowest Quoted Rate				$128.42				$128.42
Highest Quoted Rate				$158.98				$158.98
Difference				$30.56				$30.56
Percent Difference				19%				19%
State				NC
Lowest Quoted Rate				$136.29				$131.99
Highest Quoted Rate				$176.77				$176.34
Difference				$40.48				$44.35
Percent Difference				23%				25%
State				ND
Lowest Quoted Rate				$147.96				$136.15
Highest Quoted Rate				$156.57				$147.57
Difference				$8.61				$11.42
Percent Difference				6%				8%
State				NE
Lowest Quoted Rate				$137.53				$119.59
Highest Quoted Rate				$156.56				$156.14
Difference				$19.03				$36.55
Percent Difference				12%				23%
State				NH
Lowest Quoted Rate				$182.68				$166.07
Highest Quoted Rate				$205.87				$179.02
Difference				$23.19				$12.95
Percent Difference				11%				7%
State				NJ
Lowest Quoted Rate				$172.20				$172.20
Highest Quoted Rate				$208.47				$207.95
Difference				$36.27				$35.75
Percent Difference				17%				17%
State				NM
Lowest Quoted Rate				$127.33				$110.72
Highest Quoted Rate				$170.61				$152.97
Difference				$43.28				$42.25
Percent Difference				25%				28%
State				NV
Lowest Quoted Rate				$167.72				$145.85
Highest Quoted Rate				$225.12				$209.08
Difference				$57.40				$63.23
Percent Difference				25%				30%
State				NY
Lowest Quoted Rate				$220.75				$220.75
Highest Quoted Rate				$340.18				$340.18
Difference				$119.44				$119.44
Percent Difference				35%				35%
State				OH
Lowest Quoted Rate				$138.53				$138.53
Highest Quoted Rate				$174.66				$167.64
Difference				$36.13				$29.11
Percent Difference				21%				17%
State				OK
Lowest Quoted Rate				$128.09				$116.66
Highest Quoted Rate				$187.13				$186.67
Difference				$59.03				$70.01
Percent Difference				32%				38%
State				OR
Lowest Quoted Rate				$132.75				$132.75
Highest Quoted Rate				$213.00				$213.00
Difference				$80.25				$80.25
Percent Difference				38%				38%
State				PA
Lowest Quoted Rate				$157.92				$148.45
Highest Quoted Rate				$226.19				$225.62
Difference				$68.27				$77.17
Percent Difference				30%				34%
State				RI
Lowest Quoted Rate				$156.40				$152.24
Highest Quoted Rate				$175.08				$156.01
Difference				$18.68				$3.77
Percent Difference				11%				2%
State				SC
Lowest Quoted Rate				$143.38				$124.68
Highest Quoted Rate				$169.67				$162.67
Difference				$26.29				$37.99
Percent Difference				15%				23%
State				SD
Lowest Quoted Rate				$146.89				$127.73
Highest Quoted Rate				$151.32				$150.92
Difference				$4.43				$23.19
Percent Difference				3%				15%
State				TN
Lowest Quoted Rate				$150.39				$140.55
Highest Quoted Rate				$180.05				$179.61
Difference				$29.66				$39.06
Percent Difference				16%				22%
State				TX
Lowest Quoted Rate				$147.67				$137.71
Highest Quoted Rate				$197.84				$188.72
Difference				$50.17				$51.01
Percent Difference				25%				27%
State				UT
Lowest Quoted Rate				$131.00				$131.00
Highest Quoted Rate				$163.43				$163.01
Difference				$32.43				$32.01
Percent Difference				20%				20%
State				VA
Lowest Quoted Rate				$126.90				$110.35
Highest Quoted Rate				$195.33				$186.00
Difference				$68.43				$75.65
Percent Difference				35%				41%
State				VT
Lowest Quoted Rate				$192.94				$192.94
Highest Quoted Rate				$207.24				$207.24
Difference				$14.30				$14.30
Percent Difference				7%				7%
State				WA
Lowest Quoted Rate				$201.69				$201.69
Highest Quoted Rate				$241.56				$241.56
Difference				$39.87				$39.87
Percent Difference				17%				17%
State				WV
Lowest Quoted Rate				$146.33				$127.24
Highest Quoted Rate				$180.10				$179.64
Difference				$33.77				$52.39
Percent Difference				19%				29%
State				WY
Lowest Quoted Rate				$134.01				$116.53
Highest Quoted Rate				$157.30				$156.92
Difference				$23.29				$40.38
Percent Difference				15%				26%
Average Price Difference				21.2%
*This table does not include Hawaii.

Notes:

¹ Data from a January 13, 2014 report from the Kaiser Family
Foundation, Medigap Reform: Setting the Context for Understanding Recent
Proposals (http://kff.org/medicare/issue-brief/medigap-reform-setting-the-context/)

eHealth

eHealth, Inc. (NASDAQ: EHTH) owns eHealth.com, the
nation’s first and largest private health insurance exchange where
individuals, families and small businesses can compare health insurance
products from leading insurers side by side and purchase and enroll in
coverage online. eHealth offers thousands of individual, family and
small business health plans underwritten by many of the nation’s leading
health insurance companies. eHealth (through its subsidiaries) is
licensed to sell health insurance in all 50 states and the District of
Columbia. eHealth also offers educational resources and powerful online
and pharmacy-based tools to help Medicare beneficiaries navigate
Medicare health insurance options, choose the right plan and enroll in
select plans online through Medicare.com (www.Medicare.com),
eHealthMedicare.com (www.eHealthMedicare.com)
and PlanPrescriber.com (www.PlanPrescriber.com).

For more health insurance news and information, visit eHealth’s Consumer
Resource Center.

Contacts

DMA Communications for eHealth, Inc.
Sande Drew, 916-207-7674
sande.drew@ehealth.com
or
eHealth,
Inc.
Nate Purpura, 650-210-3115
nate.purpura@ehealth.com