FICO Pro David Howe Seeks Obama Appointment as Credit Czar

SubscriberWise founder, FICO certified professional, and
child-identity protector, David Howe has availed himself to President
Obama and the American people as their Special Credit Envoy

WASHINGTON–(BUSINESS WIRE)–#EquifaxSubscriberWise®,
the nation’s largest issuing consumer reporting agency for the
communications industry and the leading protector of children victimized
by identity fraud, announced today that the company founder has
contacted the Obama
White House
in response to President John F. Kennedy’s January 1961
Inaugural Address urging American citizens to participate in public

“Yesterday I notified the White House and President Obama of my desire
to serve the U.S. citizens, at the pleasure and behest of the President
– and to continue into the next administration – as the Special Credit
Envoy for the United States of America,” stated David
, founder and president of SubscriberWise. “Although it was
nearly 8 years before my birth on January 20, 1961, President John F.
Kennedy eloquently articulated to his fellow American’s to ‘Ask
not what your country can do for you – ask what you can do for your

“I’ve accepted President Kennedy’s challenge and I’ve asked President
Obama to execute this appointment at his administration’s earliest

“For the entirety of my life, I’ve been on the receiving end of the
benefits of this country. Despite a few challenges and life events,
including a spinal
cord injury
that has progressed into significant right hand atrophy
and neuropathy, I’ve known no hardship or adversity. Unfortunately, the
same cannot be said for too many of our citizens who continue to
struggle on a day-to-day basis,” Howe lamented.

“Nor have I served in this country’s military and therefore was never
subject to the ultimate sacrifice – unlike our most courageous women and
men who valiantly paid the highest price or who boldly committed to give
their life during their honorable service to our nation.

“Yes, I deeply respect and honor every noble hero – including a cousin
who has sustained permanent injury while serving overseas – for the
courage and sacrifice each has given,” emphasized Howe.

“And for these reasons, I’ve decided it was time to answer President
Kennedy’s plea. I decided it was time to offer the President and the
citizens of this nation – as a permanently voluntary and public service
bequest – the education, training, and, in particular, credit expertise
that I’ve been fortunate to receive and which has continued to provide
opportunity throughout my life.

“The ultimate objective is to advance a nationwide and comprehensive
understanding of credit,” explained Howe. “Every individual should
understand how to master and control credit – including the dominate
FICO score – to maximize their financial position. Every individual
should understand that credit can be redeemed – and know how to redeem
it – no matter how adverse their credit or situation may be. Every
individual should understand their federal rights and legal remedies.
Every individual should understand how businesses leverage data and
analytics to generate billions of decisions every year, including the
significant impact these decisions can have on their financial lives.
And, importantly, this understanding should evolve from practical credit
education that’s taught in the nation’s classrooms and educational
institutions,” Howe insisted.

“As the prospective special credit envoy, I’ve outlined the following
action items for President Obama that would commence this appointment:

  • Credit education curriculum for the nation’s secondary educational
  • Regulatory compliance and enforcement
  • Credit disclosures including increased awareness and information for
  • Expansion of federal identity protections for consumers
  • Child SSN protection at the federal level
  • Expansion of the ECOA for LGBTQ

“On consideration of President Kennedy’s powerful plea a half century
ago, I’m well prepared and ready to expand credit education beyond
SubscriberWise and its industry professionals to include the citizens of
this nation,” concluded Howe. “I appreciate President Obama’s
consideration and look forward to his Executive decision.”

About SubscriberWise

SubscriberWise® launched as the first issuing consumer reporting agency
exclusively for the cable industry in 2006. The company filed extensive
documentation and end-user agreements to access TransUnion’s consumer
database. TransUnion approved the request as part of a pilot project in
2007. In 2009, SubscriberWise and TransUnion announced a joint marketing
agreement for the benefit of America’s cable operators. Today
SubscriberWise is a risk management preferred-solutions provider for the
National Cable Television Cooperative. The NCTC helps nearly 1000
members nationwide.

SubscriberWise was founded by David Howe who is the credit manager for
MCTV, where he has remained employed for two decades.

SubscriberWise contributions to telecom are quantified in the billions
of dollars annually


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